Paynow snap finance. The Register is available here.
Paynow snap finance Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue Dec 30, 2024 · Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. Shop now, pay later through the Snap Finance mobile app. May 11, 2024 · Snap Finance is a financial technology company that provides lease-to-own and installment loan options to consumers, allowing them to purchase the products they need today and pay for them over time With Snap, you can get the things you need without having perfect credit. Play Pass. Instead, a lease-to-own finance company, such as Snap Finance, purchases the merchandise from the retailer, and then leases the merchandise to the customer. Snap Finance receives a commission (Merchant Discount Rate), this does not affect the terms of your loan. The main telephone number is 877 Apr 28, 2021 · It is not credit or a loan. And they will give you 12 to 18 months to pay for it - regardless of your credit score. , West Valley, UT 84119. Our financial coverage selection is comprised of industry-trusted providers, including American First Finance, Next Step Funding, Easy Pay Finance, and Snap! Finance. Sign in to Snap Finance Creation Portal to create new applications, view leads, and access training resources. With Snap, all credit types are welcome to apply. Snap is a technology and data-driven company, dedicated to delivering simple and easy access to our financial products. Have questions about partnering with Snap? Call 855-752-0853 Are you a current Snap Merchant looking for support? Call 877-789-4384 Shop online at Pay Later Tires and jump on the best deals around. Snap Finance Store Locator. Snap Finance can be used at over 200,000 retailers across the United States in dozens of categories from appliances, cell phones and furniture to car repair services and tires. com with our free review tool and find out if paynow. Mar 3, 2025 · Bad day? When money is tight, get more time to pay for the tires you need now with Snap Finance. Embrace the Ease of Online Shopping with Snap Finance: A Comprehensive Guide Nov 4, 2024 · SALT LAKE CITY, November 04, 2024--Snap Finance, a leading provider of innovative and flexible pay-over-time financing solutions, today announced that Ted Saunders will succeed Matt Hawkins as Both Snap Finance and Progressive Leasing offer no credit needed furniture financing with easy approvals and flexible terms. New customers — While established customers can use Afterpay to finance more than one purchase at a time, new customers are limited to just one Build your dream gaming PC with iBUYPOWER. Recommend using Snap banners in key points in customer shopping journey. SnapPay’s partnership with Fintrex Finance allows for a convenient and flexible payment plan, enabling customers to pay just 30% upfront and the rest over 18 months. We are members of the Finance & Leasing Association and adhere to the FLA Lending Code. This gives customers more control and flexibility over their purchasing decisions. Snap Finance Limited is authorised and regulated by the Financial Conduct Authority with Reference Number 741813. Manage your account, make payments, and more – right from your mobile device Contact Snap Finance (877) 557-3769. Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected. It couldn’t be easier to get the car stereo products you want! So if you’re looking to finance your next car stereo system, …use Snap! Just choose Snap Checkout on the payment screen to apply. After you hit the submit button, you will receive a text message with a link to the actual Snap Finance application within 24 hours (during regular business hours Monday-Friday). Get what you love now - pay later. Credit subject to status. We would like to show you a description here but the site won’t allow us. ⚠️ Warning: Your total cost could be more than double the cash price of the merchandise. May 10, 2022 · After being approved for financing at Snap Finance, you can select from the various Snap Finance Stores. Snap offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Tint World ® has partnered with trusted brands Snap! Finance, Synchrony, and Progressive Leasing to give you the best in-store credit options. FDIC insurance covers accounts held with CRB in the event CRB fails. * Snap Finance can help. When you qualify for Snap Finance, you can choose to pay your balance off in 4 months, over the full term, or call up and make early repayments. Snap Finance FAQs SNAP is fast and convenient! Once you’ve submitted your application, it only takes seconds to know if you’ve been approved. The service writer suggested that I should get new tires and that I had no brake pads in the rear. Nationwide Multistate Licensing System (“NMLS”) Identification: Snap Finance LLC – NMLS ID 1769138. Lease-to-Own: Unlike lease-to-own agreements that require collateral and can come with penalties for early termination, Snap Finance offers the option to return the item at any time without penalty. 7 million “rental-purchase” agreements that Snap Finance entered into with consumers between January 2017 and January 2020, Snap Finance permitted consumers to “surrender” their financed merchandise in only 165 cases total. State Please enter your email We’ll send you a verification code to continue. Flexible. Check paynow. Since SNAP has a high approval percentage your chance to qualify is high! A quick and easy way to finance up to $3,000. The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Apply for Snap Finance lease-to-own financing online or in-store, helping credit-challenged customers. Apply for Snap Finance in minutes and get a decision in seconds with no impact to your FICO score. So convenient for my business. Get approved through Snap Finance for those with bad credit or no credit. Once you're approved, shop for tires at any Snap Partner. Snap-branded loans and lease-to-own financing can help you get the computer, laptop, or tablet you need today, even with less-than-perfect credit. com is legit and reliable. Thanks to the Snap family for helping me out whenever I applied for a loan 🙌 Jan 23, 2025 · SNAP FINANCE LLC . Finance, Synchrony, and Progressive Leasing to give you the best in-store credit options. Snap was founded on the principle that you should thrive with financing that’s accessible and completely transparent. We have what you need to know about fly now, pay later, no credit check options below. Whether you're on the go or at home, our app empowers you to do more. It’s 0% APR if you pay within 90 days. Snap Finance Lease-to-own purchase option, with No Credit Needed and a $49 initial payment Dan the Tire Man is a top industry professional with over 35 years of experience Shop a huge selection of new major brand tires, accessories, auto parts, and wheels lease to own Customer: I went over 100 days on my Snap finance loan (payments were on minimum) and now they're charging over 100% interest. Need wheels, tires, or service but can’t pay now? With Snap! Finance, you can get what you need today and make smaller payments. Launched in 2012, Snap’s technology brings together more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary decisioning platform that looks at each customer through a more holistic, human lens. Mon-Fri: 6:30am-7:00 pm MT. Snap Finance. Sign Up. Conditions apply Shop at Partner Stores: You can shop for car parts and services at Snap Finance's partner stores and sites. snapfinance. Dec 23, 2021 · RTBShopper, an online buy now pay later store, is proud to announce that it has partnered with Snap Finance and added itself to a growing list of online stores that accept Snap Finance. If not paid within 90 days, it becomes 160% APR for a 1 year term. PayJustNow offers you 3 equal interest-free instalments and gives you a rad new way to pay - today! Apr 9, 2021 · You can use the spending limit to finance multiple purchases rather than applying for a new loan every time at checkout. Learn More We offer a variety of financing packages to make purchasing your wheels and tires easy. Oct 18, 2022 · Reduce cart abandonment and increase AOV by offering Snap during your customer’s shopping journey. With Snap! Finance, you can buy now and pay over time with no credit needed. Pay in 4 with Snap Finance. Sign In Shop more than 150,000 stores and websites and get up to $5,000 in lease-to-own financing applied directly to your purchase. 30pm. Use the Snap Finance store locator search tool to find businesses in your city that accept Snap financing. Log in with Face ID® Choose to log in quickly and securely without the hassle of remembering another password. Collection Agency License Snap Finance will help you buy what you need today. Available in Bicycle Warehouse retail stores and online. Apply in minutes, get a decision in seconds -- and quickly g Our 90-Day Finance Charge Cap Promotion caps the amount of Finance Charges you will be required to pay at $40 if your full balance is paid during the first 90 days after your agreement begins, you make all scheduled payments within 30 days of when they are due, and you are not in default for any other reason. Last Name. Decisions are received in seconds, with approval amounts up to $5,000. Email. It’s easy to apply and even easier to be approved. mobile@snapfinance. Use our Store Locator to choose from 150,000+ shops, in-store or online, to get what you need today. Find the right stores with our store locator search tool, then apply for Snap Finance to purchase the things you need at a store near you. Snap offers a 100-Day option, which offers a considerable reduction in the overall cost of your lease. Google Play. com. Why Snap? Snap is a lease-to-own financing provider that empowers credit- challenged shoppers with the buying power to get what they need now. Complete Payment at May 3, 2022 · You would be able to find a wide variety of items here that take SNAP EBT online including furniture, auto services, car audios, mattresses, appliances, jewelry, electronics, etc. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. For online shoppers, this means more online stores to choose from where they can purchase their desired products on an affordable payment plan, even with bad Similar situation has cropped up with automotive repair. Snap Finance Ltd act as the lender. Email Address or Mobile Number. Snap Finance helps you spread the cost. com . * With Acima Leasing and credit options, our flexible, lease-to-own and credit solutions can help you take home a new sofa, TV, mattress, mobile phone, tires and more. Access your lease details Founded in 2012, Snap provides these services via e-commerce, brick-and-mortar merchants, and directly to consumers through snapfinance. Founded in 2012, Snap provides these services via e-commerce, brick-and-mortar merchants, and directly to consumers through snapfinance. Include Snap logos anywhere Snap is mentioned, such as the payment method selection in your checkout flow. Snap is even better in the app. Feb 19, 2025 · Snap Finance helps you pick a payment solution that fits your financial needs, without pulling your FICO credit score. 1 The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Affirm is not a bank. the state you live in will determine how you apply for a snap loan IF YOU RESIDE IN MINNESOTA, NEW JERSEY, or WISCONSIN CLICK HERE to apply. Mandatory automatic weekly payments. In situations where you anticipate difficulty making the payment on the scheduled date mentioned in your contract, you can request a late payment by informing Snap Finance in advance of necessary adjustments. Apply and check out online with our select E-commerce Snap Partners. ¹ All credit types are welcome. What are the requirements to apply for lease-to-own financing with Snap? Download or reference the relevant Snap logos, buttons, and banners. Financeit works with over 12,000 home improvement dealers across Canada to offer customers flexible financing plans with an easy application process and credit decisions in seconds. Snap Finance Reviews. Terms and conditions apply. Three companies (Easy Pay Finance, Snap Finance, and West Creek Financial) all offer 90 day financing for automotive repairs. Lease-to-own financing is not available in Minnesota, New Jersey and Wisconsin. Snap’s application is EASY, and you’ll find out in seconds if you’ve been approved. Some appliance retailers offer loans or lease-to-own financing in-store, but you can also apply online and quickly find out if you’re approved before you start shopping. Aug 2, 2023 · Nowadays, we’re plunging into a subject that can make anybody break a sweat: overseeing accounts and managing with the results of not paying Snap Back! So, get a container of coffee, unwind, and Snap Finance can help. Snap Finance FAQs Snap Finance. Just keep in mind that individual retailers may have purchase limits as well. If approved, you can shop today. Make and schedule your Snap Finance payment in real-time. Snap Finance has industry-leading approval rates! Get approved for furniture, mattresses, tires, wheels, and more from a merchant near you or online. Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. Chat 9am - 8pm: Leveraging advanced analytics, Snap Finance offers tailored borrowing solutions that prioritise individual circumstances, enhancing accessibility and fairness in financial transactions. I'd like to know the consequences of only paying the principle amount and defaulting on the interest Accountant's Assistant: What state are you in? Jan 18, 2023 · Snap Finance will finance purchases for people new to credit or those with bad credit. Snap Finance Limited is a company registered in England and Wales. Snap Finance Limited, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB. High performance computers at a low price. Where is a good place to finance electronics? When using lease-to-own or loans for electronics, look for a company that makes it convenient. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Feb 24, 2025 · Snap Finance® It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app. Password. Snap-branded loans and lease-to-own financing can help you bring home the perfect jewelry, even with less-than-perfect credit. No credit, bad credit, or great credit, we've got you covered. Continue Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. Read more Unlocking Financial Inclusion: Empowering Consumers With Accessible Finance Options Aug 30, 2024 · Contact Snap Finance: If you’re having trouble making a payment, contact Snap Finance to discuss possible alternatives, such as a payment plan or deferment. Discover how Snap Finance’s approval process works, the terms and conditions involved, and how you can benefit from this convenient financing option. flagFlag as inappropriate. PayNow facilitates transactions with your trusted customers and partners, ensuring an efficient and safe payment solution while eliminating credit card fees. The employees at Snap said it would take up to 5 days for someone to review our request. 30am – 5. Snap Finance LLC. You could qualify for up to $5,000 in financing in just a few minutes, and your payment plans are flexible and e Unfortunately, Snap Finance is currently unavailable as a payment method at Alternative Airlines. I only had enough to cover the part + install. Snap Finance . It’s easy to apply using text or QR code, in-store or online. Continue Snap user Login Log in to your Snap Finance account to manage your lease, make payments, and more. Perfect for quick and easy financing! Transacting with paynow top up is the best thing I discovered in 2024. Explore flexible ebike financing solutions at Snapcycle. You can purchase the merchandise depending upon your credit limit and typically up to $3000. Apply online, on your mobile device, or at any Burt Brothers location. com or through the Snap Finance Mobile App (IOS or Android). Snap Finance is accessible to people with all credit types. Available for use in-store and online with app Explore our extensive library of ebooks, crafted to help business owners like you grow and succeed. The Snap Finance App is the easiest way to make your payment, see your payment history, and chat with your provider. Licenses, Notices, and Related Disclosures. Online stores In that case, we offer various financing options to cover repairs and maintenance on your transmission, engine, brakes, and other crucial components. Snap Finance offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. My Experience with Snap Finance Sep 4, 2024 · By utilizing Snap Finance, you can buy now and pay later, starting with an initial payment! To find out if a retailer or dealership accepts Snap Finance, you can visit the Snap Finance website or download the Snap Finance app. Approvals up to $5,000: Snap offers financing for purchases up to $5,000. ². (1) Learn how Snap can help you shop now and pay later. It's fast and easy. Where can I finance a mattress with bad credit? You can always call and ask your local mattress and furniture stores about their financing options. Approving over 80% of applicants, regardless of credit or bankruptcy history, Snap Finance can offer you up to $3,000 towards brake repair. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Snap! Finance. Snap offers flexible payment options, with no hidden fees. If less-than-perfect credit is keeping you from getting what you need now, Snap Finance can help. Pay in 4 helps you spread the cost, you will pay no interest if you purchase your goods with Pay in 4. This flexibility makes owning a Samsung smartphone much more accessible. To apply, you’ll need to: Be of legal age to enter into a contract PayNow enables digital payments outside of the traditional banking system, allowing merchants to receive funds directly to their wallet. 100 days with no For a customer to apply for pay-over-time-options with Snap, they need to • Be old enough to enter into a legally binding contract, which may vary by state or territory • Have a steady source of income Snap Finance’s Address, Phone Number, and Contact Information. Need advice? Report scams Check Scamadviser! Opening Hours – 8. 1193 W 2400 S West Valley City, UT 84119 United States +1 385-406-4810 . They do not run a credit check, so no harm in applying. Merchants sign in to create new applications, view leads and revenue, get access to training resources, and much more. com TTY: 888-804-8673. Sep 22, 2024 · Find out which retailers accept Snap Finance and how this no-credit-needed payment option works. What is Snap Loan? Snap Loan is an unsecured installment loan originated by our bank partner and serviced by Snap Finance. Subscribe For Offers, Promotions & News. Snap Finance is a lease-to-own financing provider that empowers shoppers to get what they need now, pay later. Even if you have no credit, Snap is a great way to finance the things Snap Loan® can help • Get the services and products you need now • Approvals from $300 to $5,000 • Apply in minutes, get a decision in seconds. Flexible Payment Options: Snap offers various payment plans, including the option to pay off your lease within 100 days to avoid interest charges. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Apply online at snapfinance. (“Financeit” or the “Company”), a leading provider of point-of-sale financing in the Canadian home improvement, recreational vehicle, and retail sectors, is pleased to announce its successful acquisition of Simply Group Financial, SNAP Home Finance (“SNAP”), and certain assets Our 90-Day Finance Charge Cap Promotion caps the amount of Finance Charges you will be required to pay at $40 if your full balance is paid during the first 90 days after your agreement begins, you make all scheduled payments within 30 days of when they are due, and you are not in default for any other reason. Your approved amount can be used for products and services. Under the terms of the settlement, Snap Finance and its affiliates, Snap RTO LLC, Snap Second Look LLC, and Snap Finance Holdings, LLC was ordered to pay $7,300,000 to consumers as cash Snap Finance Limited, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB. Sign In Email Address or Mobile Number. Follow Us. Traditional travel lenders and retail installment plans provide additional options. Snap Finance® It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app. Continue Feb 24, 2025 · Snap Finance® It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app. Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. We have thousands of stores that offer Snap. Click to customize by processor,graphics card, and more! Jun 14, 2023 · Snap Finance offers budget-friendly lease-to-own financing to help you get the tires and rims you need. Discover a seamless buy now, pay later experience. A product details page is a great location to place a Snap banner. Snap Has Your Back. Acce… Need Help? Live chat or call 877-789-4384 for help from Snap Merchant Support. Snap Finance formerly had a B rating with the Better Business Bureau (BBB). Feb 22, 2024 · Snap Finance offers the possibility of adjusting your next scheduled payment if you notify them at least 3 days before the upcoming due date. While no credit history is required, not all applicants are approved. Jan 23, 2025 · SNAP FINANCE LLC . Dec 5, 2023 · Specialized “fly now, pay later” companies that only finance airline tickets are one way to get tickets and pay over time. Jan 10, 2024 · Snap Finance does not clarify what the cost of financing is, but many users report paying extremely high costs. Mar 5, 2017 · Written by the company. The Register is available here. Get what you need with virtual lease-to-own financing today! You may be approved for up to $5,000* in lease-to-own financing, even with bad credit. The customer takes the merchandise home and makes lease payments over time until they’ve made the payments necessary to obtain ownership. Sign in to manage your Snap Finance account, make payments, and access support. Mon-Fri: 6 Welcome back! Sign in to view status or complete next steps on your loan. Welcome back! Sign in to view status or complete next steps on your loan. The application is EASY, and you’ll find out in seconds if you’ve been approved. 2400 S. Contact SMT Wheels 623-931-9965 Nov 25, 2023 · Snap Finance Stores. Get approved through Snap Finance for up to $5000 plus a 100 day same as cash payoff. They are easy to reach via email, chat and phone via their customer support page here or via below contact info: Snap Finance Customer Support Phone #: 1-877-557-3769 Email: customer@snapfinance. Snap Finance offers consumer loans to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap-branded loans and lease-to-own financing may be right for you, even if you have less-than-perfect credit. Arkansas. Our Snap Marketing App can help drive conversions throughout a customer’s shopping journey. Snap Finance focuses on installment loans, while Progressive Leasing offers a lease-to-own model. Thanks to the Snap family for helping me out whenever I applied for a loan 🙌 Snap believes you're more than your credit score. Page loading, please wait My only car has been in the shop for the past 3 days because I needed a new catalytic converter installed. Log in with facial authentication or your fingerprint Choose to log in quickly and securely without the hassle of remembering another password. Pay in 4 - Should you pay off your balance in 4 months, Snap will cancel any interest you owe. Some furniture retailers offer loans or lease-to-own financing in-store, but you can also apply online and quickly find out if you’re approved before you start shopping. Discover convenient payment plans for a seamless riding experience Jan 27, 2025 · Compare popular "buy now, pay later" apps — including Affirm, Afterpay and Klarna — that split your purchase into equal installments, usually with no interest. Apply online in minutes and get a decision in seconds. Whether you spread the cost over 4 or 36 months, you're in control. Below is the complete list of online stores that accept Snap Finance. And best of all, this financing is INTEREST-FREE if repaid within 100 days! Financeit is the market leading point-of-sale financing provider for home improvement. Snap believes in transparency, so you'll know up front the cost of your lease. From the latest trends and data-driven strategies to practical solutions for enhancing financial accessibility, our ebooks cover a range of topics to help you stay informed and make strategic decisions. Sep 5, 2023 · Blog informasi dunia otomotif Snap finance has significantly been a great help to me over the past months, especially when it comes to the servicing of my vehicles. That rating has now been revoked, and Snap Get the things you love — without perfect credit. Manage your account, make payments, and more – right from your mobile device. Snap Finance is a lease-to-own financing provider that empowers credit-challenged shoppers with a less than positive credit history with the buying power to get what they need now and pay over time without a loan from the bank. In Zimbabwe’s ever-evolving digital finance landscape May 22, 2023 · Snap Finance is a flexible lease-to-own program that allows individuals with less-than-perfect credit to finance their purchases. You can . With Snap Finance's flexible lease-to-own options, you can easily apply online and be approved within seconds. Sep 4, 2024 · How Do I reach Snap Finance Customer Service? Snap Finance is known for excellent customer service. I told them that I didn’t have enough money for everything and they told me about Snap Finance. Jun 26, 2023 · TORONTO, June 26, 2023 /CNW/ – Financeit Canada Inc. *Snap Loan® may be offered by select merchant(s) in CT and IL, but it is not widely available. Snap offers lease-to-own financing for all credit types. Jun 2, 2024 · To use Snap Finance virtual card, follow these steps: Step 1: Download and Install the Snap Finance App. Get the ebike you want without delay. Conditions apply Snap finance has significantly been a great help to me over the past months, especially when it comes to the servicing of my vehicles. Download the Snap Finance app from the App Store (for iOS devices) or Google Play Store This comprehensive guide explores the workings of Snap Finance, how to utilize it effectively, the benefits you stand to gain, and the key online retailers that accept this form of payment. South Africa’s risk-free, #zerointerest payment solution. Access your lease details Jul 19, 2023 · Out of the nearly 1. If you’re worried about being denied when you apply for traditional financing, you may want to check out Snap-branded loans or lease-to-own financing. 3. Once you are approved you will need to call us at 765-768-6000 to process your order. Either way, you can shop now and pay later for furniture with low monthly payments and no long waits. Collection Agency License – 5647 Arizona. Contact Snap Finance. Snap Finance is located at 1193 W. Snap was founded on the principle that financing should be accessible to everyone. So, strap in, and let’s explore the world of Snap Finance. It's set to auto withdraw on the 17th. Enquires about your Snap-on Finance account; By phone: 01536 413 825 Subscription – Option 1 Extended credit – Option 2 Snap Finance vs. Check our Store Locator for tire stores near you or online that offer Snap or check your favorite store’s website. Snap Finance also has a store locator option and you can easily find your nearest retail partner option using the locator. If you’re worried about being denied when you apply for traditional financing, you may want to check out Snap-branded loans or lease-to-own financing solutions. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue Snap is a lease-to-own financing provider that empowers creditchallenged shoppers with the buying power to get what they need now. Don't worry! Don't worry! You can still use one of our other Buy Now Pay Later plans to spread the cost of your flights over time. We offer traditional long term financing, 90 days same as cash, or short term financing for whatever suits your needs. Email us: [email protected] Phone us: 0116 266 6659. Snap Finance can help. Please enter your email We’ll send you a verification code to continue. Email Address or Mobile Number. I'm paranoid that they will not contact me, and the first payment for 260$ will post. ³. Apply in-store at a Snap Partner through our text-to-apply feature on your smartphone or with the help of a sales representative. Sign In First Name. Remember to explore the available payment options to find the one that suits you best. Available for all credit types, Snap Finance's ownership options are based on your paydays for an easy, stress-free experience. ocfjro yksslqg zmuduyi cwsnwn jyajiva avqs soketp blod hgdirv yvnjsn upngr ekcobv pxoqmq iorlg cbd